Navigate Your Money Pit
For Irish & UK Homeowners

Navigate Your
Money Pit

Stop your home project spiralling. Stay in control of the budget, the contractors, and the decisions — before they get away from you.

Real lessons from a 21-month home project across two phases: budgets, contractors, delays, decisions, and the mistakes I wish someone had warned me about. The Complete Bundle — the Control Centre, the guide, and I’m Over Budget — gives you one integrated system before you start, while you’re managing it, and when things don’t go to plan.

21
Months of real experience
2
Complete phases managed
€43k
Saved in contractor fees

“I ran out of money twice. Switched mortgage providers mid-build. Made approximately 4,000 decisions. And came out the other side with a home I love — and built the system I wish I’d had from day one.” — The Founder, Navigate Your Money Pit

Complete Bundle — €139
Qualified Project Manager
Built From Real Experience
Ireland & UK
Not Theory — Reality
Why This Is Different

Not theory. Lived experience.

Every template, every checklist, every lesson in this system came from a real project under real financial pressure. Not designed in a studio. Built on a building site.

01 — The Control Centre

A live budget control system, not a static spreadsheet

Know you’re heading for a budget problem before it becomes a cash-flow crisis. The dashboard updates as you log each trade — so the moment a contractor quote is confirmed, you can see exactly what it means for everything still ahead.

02 — The Guide

The insurance section alone is worth the price

Your standard home insurance almost certainly becomes invalid the moment structural work begins. Most homeowners find this out too late. The guide covers what to do, what to ask, and what policies you actually need — for both Ireland and the UK.

03 — The Story

Written by someone who ran out of money twice and still finished

The section on what to do when the money runs out exists because it happened to us. Twice. The Credit Union, the mortgage switch, the top up. Real decisions with real consequences explained honestly.

04 — The Detail

Ireland and UK throughout — not generic advice

Planning permission thresholds, commencement notices, BER versus EPC, SEAI grants versus UK schemes, employers liability law in both jurisdictions. Every legal and regulatory section addresses both markets specifically.

05 — The Honesty

The mistakes are in here too

The septic tank that cost €2,000 to investigate and was fixed by tightening a collar. The window moved without planning permission. The budget column deleted mid-project. The timeline believed without interrogating. All in. All with lessons.

06 — Built From Lived Experience

Qualified. But the project still surprised me.

A QFA and qualified project manager who still found it harder than expected. Professional qualifications helped. They did not fully prepare for the reality of managing trades with no terms of reference, no HR department, and no shared ways of working. That honest acknowledgement is the foundation of everything in this system.